Multi-currency account for how you live now.
Hold and manage 30+ supported currencies in one place, with local account details for Europe and the UK.
Funds safeguarding and risk information →Hold supported currencies (including EUR, GBP, USD and more).
Swap between supported currencies with clear pricing shown before you confirm.
Send money internationally using major payment rails (where available).
Get paid using local account details (availability depends on your region and eligibility).
How it works
Create account
Verify your identity
Add money
Deposit fiat or crypto
Hold, swap, send, spend
Manage from one app
Eligibility & Availability
Account features, local account details, and card availability depend on your residency, verification status, and eligibility. STRK is available in many countries.
Fees & Limits
Fees and limits depend on your account type and verification level. Exchange rates are shown before you confirm. See fees details in-app.
Trust & Safeguarding
Equals Money Plc accounts are not covered by the Financial Services Compensation Scheme (FSCS), instead your money is protected via safeguarding. Your funds are held in specially designated, safeguarded bank accounts, which keep them separate from our other assets.
Frequently Asked Questions
What is a multi-currency account?
A multi-currency account lets you hold, manage, and exchange multiple currencies in one place. STRK supports 30+ currencies, allowing you to receive payments, make transfers, and spend in different currencies without constantly converting.
What currencies does STRK support?
STRK supports 30+ currencies including EUR, GBP, USD, and many others. The exact list of supported currencies depends on your region and account type. Check the app for the full list available to you.
How do I get local account details (IBAN)?
Local account details, including GB IBAN and EU IBAN (BE), may be available depending on your residency and eligibility. After account verification, check your account settings in the app to see if local account details are available for your region.
What are the fees for currency swaps?
Fees and exchange rates depend on your account type and verification level. All fees and exchange rates are shown clearly before you confirm any transaction. For detailed fee information, check the fees section in-app.
Is my money protected?
Your funds are safeguarded — held in specially designated, segregated bank accounts, kept separate from our assets. STRK accounts are e-money accounts, not bank accounts, so they are not covered by the Financial Services Compensation Scheme (FSCS).
How is STRK different from a bank account?
STRK is an e-money account, not a bank account. This means your funds are safeguarded (held separately from our assets) rather than covered by deposit insurance schemes like FSCS. STRK focuses on multi-currency functionality, crypto features, and international transfers.
Who provides the payment services?
Payment services are provided by Equals Money Plc, which is authorised as a Payment Institution by the Financial Conduct Authority (FCA) with Firm Reference Number (FRN) 488396.
Can I hold crypto in the same account?
Yes, where available, you can hold supported cryptoassets alongside fiat currencies in your STRK account. Crypto features depend on your region and eligibility.
Plan. Play. Pay.